Commercial Application Semester-2 ICSE Specimen Paper Solved Class-10

Commercial Application Semester-2 ICSE Specimen Paper Solved Class-10.  Step by step solutions of ICSE Class-10 specimen model sample paper.  During solutions of semester-2 Commercial Application specimen paper so that student can achieve their goal in next upcoming exam of council .

Commercial Application Semester-2 ICSE Specimen Paper Solved Class-10

Board ICSE
Class  10th (X)
Subject Commercial Application
Topic Semester-2 ICSE Specimen Paper Solved
Syllabus  on bifurcated syllabus (after reduction)
session 2021-22
Question Type Descriptive Type (as prescribe by council)
Total question Total- 7 with all parts (Sec-A&B)
Max mark 50
Mode Offline

Warning :- before viewing solution view Question Paper

(Attempt all questions.)

Question 1:

Choose the correct answers to the questions from the given options. (Do not copy the question, Write the correct answer only.)

(i) Income and Expenditure account is a __________ account.

(a) Nominal

(b) Real

(c) Personal

(d) Recurring

Answer : (a) Nominal

(ii) __________ is a revolving credit arrangement.

(a) Overdraft

(b) Discounting of Bills

(c) Cash credit

(d) Loans and Advances

Answer : 

(iii) Job Evaluation is one of the __________ functions of Human Resource Department.

(a) Procurement

(b) Development

(c) Training

(d) Compensation

Answer : 

(iv) __________ is a negative process.

(a) Education

(b) Selection

(c) Training

(d) Recruitment

Answer : 

(v) ___________ is one of the elements of Public Relation.

(a) Sympathy

(b) Human relation

(c) Monologue

(d) Media relation

Answer : 

(vi) Consumer education benefits __________ by increasing sales.

(a) Businesses

(b) People

(c) Region

(d) Environment

Answer : 

(vii) Deliberate mixing of low quality, undesirable, inedible and even toxic materials in food items is known as __________.

(a) Food Pollution

(b) Mixing of food items

(c) Food adulteration

(d) Quality degradation

Answer : 

(viii) __________ is the first stage in hiring.

(a) Selection

(b) Recruitment

(c) Development

(d) Training

Answer : 

(ix) The objective of preparing __________ account is to find out the cash position of the organization.

(a) Receipts and Payment Account

(b) Balance Sheet Account

(c) Trading Account

(d) Trial balance account

Answer : 

(x) Income and expenditure contain only __________ items.

(a) Capital

(b) Capital and Revenue

(c) Revenue

(d) Outstanding

Answer : (c) Revenue

(Answer any four questions from this Section.)

Question 2:

(i) State one point of difference between Cash Credit and Overdraft.

(ii) State one point of difference between Dexterity Test and Intelligence Test.

(iii) What is a Balance Sheet? Write any two uses of it.

(iv) Consumer education is beneficial to the society. Give any three reasons.

Answer : 


Cash credit Overdraft
1. Based on the entire amount you withdraw Based on the amount used
2. Lower Higher
3. Need to open a separate account You can use your current account to avail the facility

(ii) update soon


1. Balance sheet shows the assets owned by a non-trading organisation.

2. It reveals the liabilities of the organisation.

3. It depicts the capital fund of the organisation.

4. It shows the financial position of the organisation.

(iv)  Consumer education can help develop critical thinking and raise awareness, thereby enabling consumers to become more pro-active. It is also an important vehicle for building the confidence that consumers need to operate in increasingly complex markets.

  1. Improved customer satisfaction. Imagine you’ve just bought a new car
  2. Boosted customer engagement
  3. Increased loyalty

Question 3:  (Commercial Application Semester-2 ICSE)

(i) Write any two features of Receipt and Payment account.

(ii) What is Public Relations?

(iii) Write about any three general utility functions of Commercial Bank.

(iv) One must follow environmental values and ethic. Explain giving any three points.

Answer : 


1. Summary Of Transactions: Receipt and payment account is a summary of annual cash and bank transactions made by the organization.
2. Debit And Credit Rule: Cash receipts are debited and cash payment are credited as it is a real account.

3. No Distinction: Both capital and revenue nature cash receipts and payments are recorded in receipt and payment account.

(ii) Public relations (PR) is the practice of managing and disseminating information from an individual or an organization (such as a business, government agency, or a nonprofit organization) to the public in order to affect their public perception

(iii) The primary functions of a commercial bank are accepting deposits and also lending funds. Deposits are savings, current, or time deposits. Also, a commercial bank lends funds to its customers in the form of loans and advances, cash credit, overdraft and discounting of bills, etc.

(iv) update soon

Question 4:

(i) Write a short note on Field Recruitment.

(ii) Why Stockholder Relation important for an organization?

(iii) Explain in short, any three functions of Central Bank.

(iv) Write any three features of Human Resource.

Answer : 

(i) update soon

(ii) With stronger stakeholder relationships, you’ll be able to work through obstacles quicker and more effectively to help keep your project on schedule, your reputation protected, and your organization moving forward


(a) Bank of Issue,

(b) Banker, Agent and Advisor to Government,

(c) Custodian of Cash Reserves,


  • Specific Body of Knowledge
  • Acquisition of Knowledge
  • Professional Association

Question 5:

(i) Justify either for or against by giving a reason for the following statement.

‘Income and Expenditure account shows the opening and closing balances of cash in hand and cash at bank.’

(ii) Justify either for or against by giving a reason for the following statement.

‘Central Bank is a Banker to the Government.’

(iii) State any three points of difference between ‘Receipts and Payment Account’ and ‘Income and Expenditure Account’.

(iv) Write any three disadvantages of payment through cheques.

Answer : 

update soon

Question 6:

(i) Write a short note on Automated Teller Machine.

(ii) Mention the elements of Public Relations.

(iii) Write about any three activities of procurement function of Human Resource Department.

(iv) Explain any three consumer rights provided by Consumer Protection Act

Answer : 

(i) An automated teller machine (ATM) is an electronic banking outlet that allows customers to complete basic transactions without the aid of a branch representative or teller. Anyone with a credit card or debit card can access cash at most ATMs.

(ii) The modern elements of PR comprise; using an online distribution of brand messages, link building with digital media, and using media visibility to prove authenticity of brand in the mainstream media and public.


  • Human resource planning.
  • Recruitment and selection.
  • Performance management.


  • the right to be protected against the marketing of goods, products or services which are hazardous to life and property;
  • the right to be informed about the quality, quantity, potency, purity, standard and price of goods, products or services, as the case may be, so as to protect the consumer against unfair trade practices;
  • the right to be assured, wherever possible, access to a variety of goods, products or services at competitive prices;

Question 7:  (Commercial Application Semester-2 ICSE)

Case Study

Nokia, a leading mobile phones company has a supervisor, Mr. Ansari, at the Surat Branch. His workers respond well to his leadership and try to come up to his expectations. However, Mr. Ansari takes a tough stand when workers are unable to meet their targets. In the past
Mr. Ansari punished two workers for not being able to reach their targets and this led to much resentment. The workers felt that they should have been consulted in determining work targets. Later Mr. Ansari realised this and arranged for a special motivational program
for the employees to achieve targets. Since then, he has had a good relationship with his employees.

In reference to the above case answer the following questions:

(i) What type of bank account should Mr. Ansari open for new hires in Nokia?

(ii) Mr. Ansari likes to promote some of the employees as supervisors. Which program shall he undertake?

(iii) There is a vacancy in the Ahmedabad Branch of Nokia. Which source of recruitment should be used to fill the vacancy? Justify your answer by giving two reasons.

(iv) What type of interview is most appropriate to fill this vacancy? Give two reasons?

Answer :  update soon 

Return to:-    ICSE Class-10 Specimen Paper Semester-2 of 2021-22 


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